Published October 5, 2026 in Market Update

Windermere moved faster even with rates above 7%

By Nitza Geiger

Real estate, Windermere

Rates above 7% did not stop serious buyers in Windermere. The Real Estate Data Aggregator counted 33.5% of homes in ZIP 34786 going under contract within two weeks of listing, in the three months ending July 31, 2026. That share rose 4 points from the same period a year before. For sellers, that means preparation still matters. For buyers, the best homes are not sitting long.

Realtor.com reported that mortgage rates climbed above 7% for the first time since January 2025. Nationally, Realtor.com also found that 20.8% of listings took a price cut in September, the highest share since October 2022. Windermere told a different story.

More buyers closed, and they moved quicker

The Real Estate Data Aggregator counted 214 homes sold in ZIP 34786 during those three months. That is up 13.8% from the same period in 2025. Pending sales reached 215, up 2.4% year over year. Homes were finding buyers, and finding them faster.

The median sale price in ZIP 34786 came in at $879,950, up 5.3% from a year before. The Federal Housing Finance Agency reported U.S. house prices rose just 2.6% over the same stretch nationally. Windermere outpaced that by a wide margin.

Sellers got close to their asking price

The average sale price in ZIP 34786 was 96.2% of the list price, up 0.4 points from a year before. That means sellers gave up less ground than they did in 2025. A small share, 5.6%, sold above list price, up 1.3 points year over year.

Not every home sold quickly. Median days on market was 37 days. That is real time on the market. But it is 6 days shorter than the same period last year, which is a meaningful shift.

Supply stayed tight but steady

The Real Estate Data Aggregator counted 274 homes for sale in ZIP 34786 during those three months, up just 2.6% from a year before. New listings held flat at 254. Supply grew only a little, which helped keep demand from getting ahead of the market.

Months of supply came in at 3.9, down 0.5 months from a year before. Below 4 months of supply generally means more buyers than available homes. That context matters when you are deciding how to price or when to list.

These are ZIP code numbers. One street, one subdivision, or one price range can read very differently from the whole 34786 picture. If you want to know what the data looks like for your specific home, I am happy to walk you through it.